Frequently Asked Questions
#dominofxgroup #abillioninfunding
Have a question about DominoFX Group, our loans, or our programs? Take a look at our most frequently asked questions.
DominoFX Group works with its sister organization, The Domino Effect, to connect Founders to Funders with technical assistance, business courses, business advisors, and access to other programs and services.
DominoFX Group
What is DominoFX Group
DominoFX Group is a minority-led small business online lender marketplace with a fully online application process offering a wide array of loan products. DominoFX Group partners with the best in non-bank financing, private capital and various state banks to administer programs using our technology enabled platform and team of experienced banking professionals.
Is DominoFX Group a bank?
No. DominoFX Group is an online lender marketplace, but not a bank. By definition, banks take deposits and keep them in accounts for customers. We partner with banks, CDFIs and private capital and other trusted, reputable lenders.
Where is DominoFX Group headquartered?
DominoFX Group is headquartered in Northern California, but has partnerships in multiple states, working with small businesses nationwide and building an entrepreneurship school in every state.
What are the Qualifications for a Business Loan?
Qualifications differ depending on the lender, so there's no simple answer.
When you apply with us, our team navigates a diverse lender marketplace to match you with the right lender for your business.
Whether you have challenged or perfect credit, our team will find you the right lender or program. We pull in the right lending partners for each client to provide them with with the best options they qualify for.
What can I expect when I apply for a loan?
Our online application requests information about you, your business, and your business's finances. It then asks you to upload official documents that support the information you provided. In order for us to provide you with the best options available to you as well as staying compliant with laws and lenders, we review these documents and perform verification on your identity and finances.
How quickly your application proceeds depends on the type of loan, how quickly you provide additional information, and other factors which vary on each business owner's need and unique situation.
We have guides, videos, and resources to help you every step of the way. Please visit https://www.dominofxgroup.com/blog.
How do I get an update on my loan application?
Visit dominofxgroup.com or login to your back portal, depending on the program you are in. If you prefer to talk to a persn, we want to speak to you! Please call us at the phone numbers on our Contact Us page.
Does DominoFX Group run my Credit?
Our in-house underwriting team does soft credit pulls. From there, we can understand which lenders will approve you.
We do this through our lender matching technology and, of course, our team of expert Business Finance Advisors.
A majority of the lenders on our platform will also do soft credit pulls. If you are going to get a hard inquiry when you want to accept your offer, we'll let you know upfront immediately.
What is the Interest Rate on a business loan from DominoFX Group?
The rates can change depending on the different lending products. At banks, interest rates are generally the prime rate +2%, but strict qualifications restrict many businesses from reaching an approval that aligns with their business goals.
We offer SBA loans, equipment financing, business term loans, lines of credit, inventory financing, A/R financing, and asset-based lending. All these products come with different rates, and they all change constantly.
For equipment and SBA funding, interest rates are in teh single digits (6-8% range)
A/R and asset-based lending come with single digit interest rates if you have high-quality receivables or collateral.
If you don't have B2B receivables or collateral, rates are around 1% per month and will increase from there. This equates to 10-18% annually.
We have all the lenders, banks and investors in one place. We look to get you the best deal and get you the most competitive interest rate for whatever you're looking to accomplish.
Do you have options to Build Business Credit?
ABSOLUTELY! Business Credit is a beast and a game changer that can help you start when you have challenged personal credit, no collateral or cash flow. OR if you're an established business looking to boost the value of your business, offset your business expenses by 50-90%, separate your business from your personal liability and provide more flexibility in your cash flow.
We've helped hundreds of businesses build their business credit. Schedule your FREE Funding Planning Assessment today. We'll look at your business' foundational aspects and
make sure they're done the right way, that gives you the biggest chance of getting approved for credit, financing AND being able to get it at the best terms.
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Why You’re Getting Declined for Funding (And How to Fix It)
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“The way to get started is to quit talking and begin doing." - Walt Disney, Disney founder
Hey Entrepreneurs...Let's Cut to the Chase
Too many entrepreneurs think they can "do it on their own," and/or don’t need business credit.
They assume, “My personal credit is solid. I’ll just use that to fund my business.”
🚨 WRONG. This is the biggest lie holding business owners back.
Because it’s not a matter of if your personal credit will hit a wall—it’s when. And when that happens, things go south fast:
❌ Your business outgrows your personal credit limits. Now, you need serious capital to scale.
❌ You max out your credit cards, tank your personal credit score, and lenders start saying NO.
❌ You need 2X, 3X, even 10X the credit limits just to keep up with demand.
And this is just the beginning...
As your business grows, it needs more products, more services, more support—but if you’re stuck relying on personal credit, you’ll be scrambling to keep up.
👉 This is how businesses hit operational bottlenecks.
👉 This is how cracks start forming in your foundation.
👉 This is why so many businesses buckle under financial pressure.
The 3 Biggest Pain Points Entrepreneurs Face With Funding
1️⃣ Being Misinformed – Too many entrepreneurs think personal credit is enough or don’t know how to set up their business correctly. This is what keeps them locked out of funding opportunities.
2️⃣ Falling into a Debt Spiral – Without the right strategy, many business owners rely on personal
credit cards or predatory loans, leading to high-interest debt they can’t escape.
3️⃣ Not Knowing Where to Get Capital – Banks reject small businesses all the time, especially women and veteran-owned businesses. The problem isn’t that funding isn’t available—it’s that most entrepreneurs don’t know where to look.
Why Is It So Hard for Women, Veterans, and Minority Entrepreneurs to Get Funded?
It shouldn’t be this hard. We’re out here building billion-dollar industries, yet still get denied funding at higher rates. But check the stats:
✅ Women-owned businesses generate $1.9 trillion in revenue annually in the U.S. alone.
✅ Veteran-owned businesses contribute over $1 trillion to the economy.
✅ Minority-owned businesses are growing at twice the rate of non-minority businesses.
Clearly, they are NOT the problem. The real problem? Businesses feel as is traditional lenders still shut them out.
Not to mention, they are severely misinformed when it comes to options available and strategies to get funding.
The Solution: Get Matched with Lenders Who Want to Fund You
The way we get loans and credit lines for an LLC is by understanding what lenders actually want. If you have just one of these, you can usually qualify for funding—even if you don’t have the other two.
✅ Cash Flow: If your business has at least 6 months of consistent revenue, congratulations—you already have funding options.
✅ Credit: Got good personal credit? Or maybe a co-signer (a friend, family member, or business partner)? That expands your options even further.
✅ Collateral: Assets like stocks, bonds, real estate, vehicles, or receivables can be leveraged to secure funding. Almost any asset can work in your favor.
The key is knowing where to go for funding—and that’s where DFX comes in.
If you have any of these, there’s a way to get the money you need—without maxing out your personal credit.
Establish Your Foundation and Credibility
If you want to build real business credit and access loans, credit lines, and funding without personal guarantees, you need to set up your business the right way.
Most entrepreneurs get denied because they’re looking in the wrong places. We fix that.
At DFX, we connect you directly with over 50 lenders who want to fund women and veteran-owned businesses—without the red tape of traditional banks.
💰 Get the funding you need—without risking your personal finances.
💳 Separate your business credit from personal credit.
🚀 Position your business for long-term success.
📌 Need help? Get matched with the right lender inside DFX’s platform.
And if you want a step-by-step breakdown of how this works, watch my latest video on YouTube 👉 Click here to watch.
Remember, whether you’re building, scaling, or just getting started, compliance is one domino you don’t want to ignore. Knock this out now, and you’ll be ready for bigger opportunities down the road.
Unlock Financing Potential with DFX
As a small business owner, navigating your financial obligations can feel overwhelming—especially if you're struggling with access to capital. But with DFX by your side, we make it easier to take control of your financial future.
Our DFX system provides step-by-step guidance to help you improve your financial standing and access better funding options.
Here’s what you’ll get:
✅ One-on-one customer support to guide you through the process
✅ A comprehensive list of vendors and lenders that actually build your credit
✅ Pre-approval for the right lending options to help you reach your goals faster
✅ And so much more!
Sign up with DFX today to take the first step toward your funding blueprint, establishing a solid financial foundation, and securing the funding your business deserves.
🚀 Learn More: Visit our blog for insights on business financing.
🎥 Get Inspired: Watch my YouTube channel for actionable advice.
📚 Take Action: Start your application today through our exclusive lender network.
Because building a business isn’t just about making it through today—it’s about positioning yourself for the long-term success you deserve.
Let’s make 2025 the year of smart, intentional growth!
Resources to Help You Execute:
For Women & Veterans 🪖
For my fellow veteran entrepreneurs, you have unique resources at your disposal to fund, grow, and scale your businesses. Here are a few to look into:
DFX: a financial literacy and referral platform helping diverse entrepreneurs establish a credible foundation. Then matches those Founders to Funders, even if denied by traditional banks. Get started https://dominofxgroup.com/get-started
Services
Experience. Over 100 years professional lending experience
Resources. Access to hundreds of private (non-bank lenders)
Response. Experience underwriting team. Streamline system with In-depth analysts and advisors.
Target Focus. No two loans are the same, and no two lenders have the same lending policy. We know where to go and what they want to see in the loan package.
Schedule Your 📲 Funding Planning Session: https://plan.dominofxgroup.com
Here is a quick checklist to get you started. Remember imperfect action beats inaction, get started, stay consistent and let's Build! 🚀
🔍Watch our YouTube Channel
The Domino Effect - to LEARN⬇️🧏♀️ FREE COURSES & Trainings 🧠
How to get money💰 to grow your business👩🏻💻 Financing for Diverse Entrepreneurs
📚Claim Your Business Credit Building Guide: https://financeguide.dominofxgroup.com/
Subscribe on LinkedIn to stay connected with the best resources to grow your business: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=718759297885977395
FREE GUIDE: download 12 Credit lines and cards
Start building business credit with NAV.
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Testimonials
Real results from business owners just like you
Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.
Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.
Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.
