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DominoFX Group is a unique technology-enabled platform servicing underrepresented small businesses. We combine the speed and convenience of technology, the knowledge and guidance of responsible lending, and the investment capital of strategic lending partners, private capital and banks.

We address the most common and pervasive needs of these communities: lack of information on where to access funding outside of their bank, lack of investor/banking relationships, fewer resources for collateral in distressed neighborhoods, risk of falling victim to predatory loans, missed opportunities and wasted time -We provide the solution through our platform.

DominoFX Group works with its sister organization, The Domino Effect, to connect Founders to Funders with technical assistance, business courses, business advisors, and access to other programs and services.

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Get educated and learn the strategies that speed up the way you access capital for your business.

Getting funded is about more than just the money, it's about mindset. So often, the challenges and ways to overcoming those, are left out of the conversation. The only way forward is to acknowledge what's wrong and dive in on fixing those errors.

Start grabbing the steps to stop limiting beliefs and start opening up possibilities. We help you go from frustrated to funded — even when the bank says no.

Whether you're just starting or have been denied by a bank, we help you:

✅ Understand what lenders actually need through personalized financial literacy and coaching.

💡 Use our smart analyzer to get matched with funding options that fit your business stage.

🧠 Fix what’s broken — from your business credit to your documentation — with expert support

.💵 Access real capital through our network of private lenders and funding partners.📈 Build toward long-term bankability so you can graduate back to traditional lenders.


You don’t have to guess or go it alone. We give you the roadmap, the tools, and the money.

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How do I fund my LLC with no initial capital?

5 Starter Trade Lines That Help Build Your Business Credit

November 24, 20247 min read

Building Business Credit: The Top 5 Trade Lines You Need 🚀

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“You shouldn't focus on why perhaps you can't do something, which is what most people do. You should focus on why perhaps you can, and be one of the exceptions." - Steve Case, AOL co-founder

Become a MEMBER, Join today and unlock amazing benefits through The CEO Creative, one of the top tier-1 net 30 vendors for building business credit.

Let’s start strong because today is all about business trade lines—specifically, the top 5 trade lines you should be using to build your business credit. Whether you’re a new entrepreneur or a seasoned business owner, this is for YOU.

#FundYourLLC #BusinessCredit #LLCFunding #StartupFunding #HowToStartABusiness #StepByStepFunding #BadCreditFunding #WomenEntrepreneurs #VeteranOwnedBusiness #BuildBusinessCredit #LLCStartUp #BusinessGrants

How Can I Qualify for a Business Loan as an Entrepreneur?💼

Why Business Credit Matters 💳

What is Business Credit?
Business credit is the foundation of financial growth for your company. It’s not just about separating personal liability from business liability—it’s about opening doors to better loans, higher credit limits, and better terms without putting your personal credit on the line.

Key Benefits of Building Business Credit

1️⃣ Easier Loan Approvals:
Building business credit makes it easier to qualify for loans, credit lines, and credit cards.

2️⃣ Better Terms:
With strong business credit, lenders offer better rates and higher limits.

3️⃣ No Personal Guarantee:
You can separate your personal credit from your business entirely. That means no personal credit checks and no social security number required for approvals.

4️⃣ No Revenue or Collateral Required:
Even startups can qualify for business trade lines without cash flow or real estate.

What Are Trade Lines? 🛠️

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A trade line is essentially a vendor account that reports payment activity to business credit bureaus. These reports are key to building a strong business credit profile. The more trade lines you have reporting, the stronger your profile becomes, and the higher your potential credit approvals will be.

Pro Tip: Focus on trade lines that report to major business credit bureaus like Dun & Bradstreet, Experian, and Equifax for maximum impact.

The top 5 Trade Lines to Start With💼 🚀

1️⃣ Newegg

Newegg offers all kinds of electronics and office supplies. Whether you’re working from home or outfitting an office, Newegg has you covered.

  • Reports To: Dun & Bradstreet

  • Why It’s Great: It provides multiple payment experiences (each bureau report is counted separately), giving you a solid start on your credit profile.

2️⃣ Network Solutions

You may not have heard of Network Solutions, but they’re a game-changer for business credit building.

  • What They Sell: Computer networking solutions and office supplies.

  • Reports To: Experian and CreditSafe

  • Why It’s Great: Experian is one of the primary bureaus used by lenders, and CreditSafe is a rising star in the credit reporting world.

3️⃣ Business Credit Line ($2,500)

This trade line is a favorite for new businesses!

  • Requirements: A business license (can be obtained from your county or state).

  • Credit Limit: $2,500 for brand-new businesses.

  • Why It’s Great: Higher initial credit limits improve your chances of larger approvals down the road.

4️⃣ Home Depot

If you’re in construction, renovation, or simply need tools and supplies, Home Depot is a great option.

  • Reports To: Dun & Bradstreet, Experian, and Equifax

  • Why It’s Great: Each report counts as a separate payment experience, fast-tracking your credit building.

5️⃣ Grainger

Grainger is a must-have vendor for business owners who purchase tools, office supplies, and more.

  • Reports To: Multiple bureaus

  • Why It’s Great: Easy approval process and no personal guarantee required.

    #FundYourLLC #BusinessCredit #LLCFunding #StartupFunding #HowToStartABusiness #StepByStepFunding #BadCreditFunding #WomenEntrepreneurs #VeteranOwnedBusiness #BuildBusinessCredit #LLCStartUp #BusinessGrants

Why Vendor Credit Is Your Secret Weapon 🛡️

One of the biggest mistakes new business owners make is skipping vendor credit. While it’s tempting to jump straight to large loans or credit cards, building a solid business credit foundation with trade lines gives you long-term growth opportunities.

Building Business Credit: Protect & Stay on Top of Your Accounts 🏗️💳

Building business credit isn’t just about creating it—it’s about protecting what you’ve already built. This means keeping a close eye on your business credit reports 📄 and acting fast if something doesn’t look right. Regular monitoring and addressing errors promptly is key to maintaining your financial foundation. 🔑

Keep an Eye on Your Business Credit 👀

Stay in the know about your business credit activity, including vendor credit cards. Ensure your credit usage is accurately reported to credit agencies and fix any inaccuracies as soon as possible. This isn’t a one-and-done task—it’s a habit you need to build. Don’t just look at your scores; dive deep into the details. 🔎🛠️

Pro Tip: We can help you monitor your credit profiles with Experian, Equifax, and Dun & Bradstreet for less. 💰

Update Your Business Credit Details

If your reports from Experian, D&B, or Equifax have errors or incomplete info, it’s time to update them. ✍️ Correcting inaccuracies ensures your credit profile reflects your business’s true credibility. 🏆

Why does this matter? Fixing errors can make or break your ability to secure funding. Each bureau has its own process for disputing issues, but staying on top of this ensures your profile stays strong.

📋 Get your reports here:

Resolve Credit Report Errors 🖊️

Spot an error? Dispute it ASAP! ⏰ Most credit bureaus allow you to file disputes online. Be detailed and specific about the issues and include any supporting documents. Addressing mistakes early helps keep your credit profile clean and accurate. ✔️ 💻

Build Credit with Vendor Accounts

Building business credit starts with using credit responsibly. Only borrow what you can afford to repay, and track your balances and payment deadlines. Paying off net 30 vendors on time and in full boosts your business credit score faster than anything else. 🚀🗓️

Strong credit scores unlock opportunities. Lenders see your business as reliable and capable of handling its financial obligations. With good credit, your EIN gets linked to a solid reputation with credit bureaus, reducing the need for personal guarantees on loans.

Start small with vendor accounts that report to credit bureaus, like Dun & Bradstreet. These accounts are a fantastic way to establish and grow your credit. 💳

Let's Recap💡

Building business credit isn’t just about the here and now—it’s about setting your business up for sustainable growth and profitability. By adding trade lines to your profile, you create a foundation that lenders trust, making it easier to access the funding you need to grow.

By following these steps, you’ll not only strengthen your business credit 📈 but also position your company for premium credit cards and funding opportunities. With consistent effort, you can take your business credit to the next level! 💥

Ready to Start?

If you found this helpful, hit that like button and share it with your network! Let’s create more owners and entrepreneurs. Have questions? Text me at 888-414-8845, and I’ll point you in the right direction. Ready to begin? Let’s build your credit today! 🚀

Stay tuned for more tips, and don’t forget to subscribe to The Domino Effect for all your business funding and financial literacy needs! 💼 💡

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Let's Get You Funded💰 👩🏻‍💻

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5 Business Credit Mistakes That Cost You $50k

Resources to Help You Execute:

Here is a quick checklist to get you started. Remember imperfect action beats inaction, get started, stay consistent and let's Build! 🚀

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Testimonials

Real results from business owners just like you

Cheryl Reisner, a former bank lender from Shreveport, Louisiana. The suite’s business credit building process unlocked more funding options than she ever imagined, opening up new possibilities for her business. Cheryl believes every business owner can benefit from the Business Finance Suite, as it revolutionizes how they operate.

Louis, a Miami-based business owner found success using the Business Finance Suite, which helped establish a business credit profile. This enabled them to apply for funding without using their Social Security number, eliminating personal liability for credit applications. The speaker highly recommends this program to fellow business owners.

Edward from El Paso, Texas, struggled to secure funding for his small businesses until discovering the Business Finance Suite. Within a month, the suite helped set up his business correctly, establish trade lines and revolving credit, and now he’s on track to receive funding. Edward guarantees it’s worth the investment and only wishes he’d found it sooner.

Brian praises the Business Credit and Funding Suite for its exceptional service and support. Within 3 to 4 months, he was able to secure $50,000 in funding for his business and plans to refer more clients, grateful for the help he received.

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