We address the most common and pervasive needs of these communities: lack of information on where to access funding outside of their bank, lack of investor/banking relationships, fewer resources for collateral in distressed neighborhoods, risk of falling victim to predatory loans, missed opportunities and wasted time -We provide the solution through our platform.
DominoFX Group works with its sister organization, The Domino Effect, to connect Founders to Funders with technical assistance, business courses, business advisors, and access to other programs and services.
FREE COURSES & TRAININGS on our YouTube Channel
Getting funded is about more than just the money, it's about mindset. So often, the challenges and ways to overcoming those, are left out of the conversation. The only way forward is to acknowledge what's wrong and dive in on fixing those errors.
Start grabbing the steps to stop limiting beliefs and start opening up possibilities. We help you go from frustrated to funded — even when the bank says no.
Whether you're just starting or have been denied by a bank, we help you:
You don’t have to guess or go it alone. We give you the roadmap, the tools, and the money.
OUR EXPERTISE
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If you’ve ever spent hours applying for a business loan only to get ghosted — no callback, no money, no explanation — trust me, you’re not alone. Most women, moms, and minority entrepreneurs I work with have been there.
At DominoFX Group, we help you stop wasting time and start getting YESes from the right lenders. In this post, I’m breaking down the real reason business loans get denied, what lenders are actually looking for, and how to qualify for a business loan the smart way.
📌 Want a full checklist to follow? Download it from our blog here »
📅 Ready for real help? Book your FREE strategy session now »
🎥 Prefer video? Watch this episode on our YouTube Channel »
Getting a loan isn’t just about getting a check — it’s about creating options:
✅ Hiring help
✅ Scaling your product or service
✅ Finally investing in marketing
✅ Paying yourself and building a real business legacy
But what stops most people?
❌ Applying for the wrong type of funding
❌ Using personal credit instead of business credit
❌ Not looking fundable on paper
❌ No revenue documentation
❌ No business credit history
The truth is: if your business isn’t set up properly, you’ll keep getting denied — even if your idea is genius.
Different funding types are meant for different stages. Knowing the difference can save you time, stress, and inquiries on your credit.
Here’s a breakdown:
📝 Read more on this in our article: What Business Loan is Right for Me?
This is one of the most overlooked parts of qualifying for business credit or loans. Lenders check to see if you’re legit — even before pulling your credit report.
Here’s your “fundable profile” checklist:
✔️ Registered LLC or Corporation (no sole proprietors)
✔️ EIN from the IRS
✔️ Business checking account
✔️ Business phone number (not your cell)
✔️ Website and professional email (no Gmail)
✔️ DUNS number
This is foundational. No matter what type of loan you’re applying for, this stuff must be in place first.
👉🏾 Need help with setup? Book a call with our team » 888-488-4145
One of the fastest ways to qualify for a business loan — without relying on your personal credit — is to start building business credit with your EIN.
Here’s how you do it:
Open net-30 accounts with vendors that report to business bureaus. Start with:
Uline
Quill
Grainger
Nav
Pay on time (or early)
Build at least 3-5 tradelines that report to:
Dun & Bradstreet
Experian Business
Equifax Business
Once your profile is established, you can access $50K+ in business credit — often with no personal guarantee.
📚 We break this all down in our article: Best Business Credit Cards with EIN Only
You don’t need perfect credit to get funding. But lenders will want to see that your business is financially stable.
What they look at:
Revenue (typically $5K/month or more)
Profit margins
Debt-to-income ratio
Average daily bank balance
3–6 months of consistent income
No overdrafts
You also want to track your business credit score through Nav or CreditSignal — just like you do with your personal credit.
💡 If your revenue is up but cash flow is tight, SCHEDULE your FREE Funding Session to get your Current Blueprint.
Once you’ve built your profile and know your numbers, get your documents ready to go. When lenders ask, you want to move fast — because real opportunities don’t wait.
Have this ready:
EIN letter
Articles of incorporation
Business license
3–6 months of bank statements
Voided business check
Profit & loss statement
🚀 This is how you get funded in under 30 days.
✅ Set your business up the right way
💳 Start building business credit today
🧾 Get your documents in order
📅 Book your FREE 1:1 funding strategy session here »
🎥 Subscribe to our YouTube channel for weekly videos and real talk on getting funded
Funding is the key to freedom. But only if you know how to get it.
We’re here to help you go from frustrated to funded — whether you’re a new entrepreneur, mompreneur, or veteran in business.
🧠 Want to go deeper?